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It’s not only about money – it’s about freedom, friends and family too.

Retirement is generally recognized as a financial event but it also represents a major change in lifestyle. For many Canadians, work helps establish their personal identity and set their daily routine. Once you become master of your own time, you may have to set new goals, develop a different routine and establish a new lifestyle.

Retirees tell us that the four most important factors to ensure a happy retirement are: health, financial independence, friends and a passion for life.

This is a quiz designed for people 45 and older who are still working. If you are not in this group, the benefit of completing the quiz is significantly reduced. The quiz consists of 20 questions and the results of your answers will be summarized in the Investors Group Retirement Readiness Report Card.

The Investors Group Retirement Readiness Report Card is for your enjoyment and to help you focus on pre-retirement issues. It is not intended to replace the advice and guidance of your financial planning and professional advisors, and any changes you may want to make to your financial and estate planning should involve your financial planners and advisors.

Privacy statement

You will incur no cost or obligation by trying the quiz. You will not be asked to identify yourself in any way; we will not track or record your participation by any means (other than session cookies which expire when you leave this site); and you will receive no follow-up contact from us unless you request it. Quiz results will be aggregated and summarized by us, and this summarized anonymous information may be referred to by us in subsequent documents.

Life Balance
For some people, work is important, not just for the income it provides but also in defining who they are. For other people, work is just about the income. Which statement comes closest to expressing the way you feel about your work?
Work is just for earning an income, I save my energy for my life outside work
Work is more than earning an income, but my life outside work is more important
What I do at work is important to me, I balance work with life outside work
What I do at work is very important to me, but I wish I had more time for life outside work
My work is what I care about most, I spare little time for life outside work
Outside of your regular job, and other than enjoying entertainment like TV or reading, how many hours a week are you involved in activities in which you get totally immersed while you are doing them?
Less than 1 hour
1 to less than 3 hours
3 to less than 7 hours
7 to 10 hours
More than 10 hours
How often does each of these statements apply to you?
FrequentlyOccasionallySeldomNever
I still enjoy most things I used to enjoy 10 years ago.
I have the energy I need.
Retirement Expectations
In how many years do you plan to retire from your current career?
Less than 1 year
1 to 4 years
5 to 10 years
11 to 15 years
16 to 20 years
More than 20 years
Have you attended a seminar about retirement, or read books about planning for retirement?
YesNo
Attended a seminar
Read books about planning for retirement
Which of the following best describes your vision of what you will do when you have the opportunity to retire from your current career?
It will be like a vacation, lots of time for leisure activities
I will get busy on various projects that interest me
I will find some other paid work or start a business
I will get more involved in community organizations
I haven’t figured out what I will do in my retirement
I want to keep on working in my current career as long as possible
Which of the following best describes how you and your spouse/significant other view your retirement years?
We have talked about retirement and we do share a vision for retirement
We have talked about retirement, but haven’t developed a plan yet
We have talked about retirement and we do not agree on a vision for retirement
We haven’t really talked about it yet
No spouse/significant other
Social Network
At your workplace, how many people are there that you feel close to, that is, people who you are at ease with and can talk to about what is on your mind?
people
Outside your workplace, about how many close friends and close relatives do you have, that is, people you feel at ease with and can talk to about what is on your mind?
people
Outside your workplace, do you participate with other people in activities which offer opportunities to form new friendships?
Yes
No
Health
In general, would you say your health is:
Excellent
Very good
Good
Fair
Poor
Has a doctor or health professional ever told you that you are overweight?
Yes
No
Financial Readiness
Thinking about financial resources for your retirement, which of these statements comes closest to the way you feel?
I could quit work now and be financially independent
I will be able to quit work when I plan to retire and be financially independent
After I retire from my current job, I will have to work to earn some extra money
I have to delay retirement as long as possible to have enough money to retire comfortably
Do you expect to have your debts, including loans, credit cards, mortgages, etc., paid off by the time you retire from your current career?
Definitely paid off
Maybe paid off
Not sure
Probably not paid off
Definitely not paid off
What is your reaction when you receive your monthly credit card statement?
Confident--I always have enough to pay off the bill, I don't spend much
No problem--I don't care if I run up some debt on my card, not an issue for me
Embarrassed--I can pay it all off, but I shouldn't spend that much
Slightly anxious--I can't pay the whole bill even though I would like to
Very anxious--I am seriously overextended. I can't pay the minimum monthly payment
Don't have a credit card
Relative to what you currently spend each month for all your household expenses, including mortgage payments and work-related costs such as commuting, how much do you think that you will spend monthly in your retirement?
30% more
10% more
Same
10% less
30% less
About You
Who you are affects your retirement planning. For instance, gender is a factor because women generally outlive men. Similarly your age is important because retiring at 55 is a very different experience than retiring at 75.
Gender
Age
Which of the following best describes your current job status?
Province of residence
Are you a client of Investors Group?